Create sub-clients

There are two types of sub-clients: company and individual.

For every company registered as a sub-client, there must be one contact person for individual data submitted. Ideally, the contact person should be a company director or have a similar role. Therefore, if you are creating a sub-client of the company type, we require you to provide extra details:

• legalName - company legal name

• businessNumber - company business number (e.g. ABN in Australia)

If the above fields are not set, the sub-client will be created as individual type.

This action creates a real account number. If you ever submit fake, unreal, testing, or incorrect data - you will be immediately blocked from Flash Payments services.

Please add all possible precautions, processes, staff training, warning messages, and validation checks to your system(s) before creating a sub-client.

Please follow our latest requirements for the proper sub-client data submission:

1. Provide properfirstNameandlastName

2. Provide propermobilenumber

3. Provide proper dob : the person must be under 65 years of age

4. Provide proper residential address Including unit and street number. The sub-client address should correspond to your approved use case from the contract. By default, you're only allowed to have local Australian sub-accounts. Any non-Australian entities will undergo extended due diligence based on their location and industry relevance for Flash Payments.

5. Provide properidDoc (type, docNumber, issuer (optional), issueDate (optional), expiryDate (optional), and country ) based on the sub-client contact person's address. For Australian residents, either a driver’s license or a passport is accepted. For non-Australian residents, only a passport is accepted as a document type.

6. Sometimes, we ask our partners to provide “instructing institution” information, but only if you are creating this VAN on behalf of another financial institution. More about institutions here. You may provide the ID of the already created institution via the field instructingInstitutionId or as a full object via the instructingInstitution field.

The above personal data submission requirements should be as equally followed for the company contact person, with the exception of address property, which can be a company address in this case.

To create a sub-client, you need to execute the createSubClient mutation as below. You can find the description of each field in the GraphQL API schema.

Query

mutation {
  createSubClient(
    input: {
      legalName: "Chineese Tradings"
      businessNumber: "330782000329701"
      firstName: "John"
      lastName: "Smith"
      email: "[email protected]"
      mobile: "[phone]"
      dob: "1979-05-12"
      address: {
        building: "25"
        street: "Xihu Road, Yuexiu District"
        suburb: "Guangzhou City"
        state: "Guangdong Province"
        postcode: "510030"
        country: CN
      }
      idDoc: {
        type: passport
        docNumber: "FF1948394"
        issuer: "Australian Passport Office (APO)"
        issueDate: "2000-01-01"
        expiryDate: "2045-01-01"
        country: AU
        
      }
      externalId: "991188227733"
    }
  ) {
    success
    code
    message
    subClient {
      id
      legalName
      businessNumber
      fullName
      clientType
      status
      primaryContact {
        firstName
        lastName
        email
        mobile
        dob
      }
      address {
        country
      }
      bsb
      accountNo
      externalId
      # more properties available, see API schema
    }
  }
}

Response

{
  "data": {
    "createSubClient": {
      "success": true,
      "code": "SUBCLIENT_CREATED",
      "message": "Sub-client was successfully created",
      "subClient": {
        "id": "606d28675a2d931bc925fec2",
        "legalName": "Chineese Tradings",
        "businessNumber": "330782000329701",
        "fullName": "John Smith",
        "clientType": "INDIVIDUAL",
        "status": "ACTIVE",
        "primaryContact": {
          "firstName": "John",
          "lastName": "Smith",
          "email": "[email protected]",
          "mobile": "[phone]",
          "dob": "1979-05-12"
        },
        "address": {
          "country": "CN"
        },
        "bsb": "802919",
        "accountNo": "1066419",
        "externalId": "991188227733"
      }
    }
  }
}